Seattlest: WaMu Is Usury Friendly

Adam Phillabaum

Sun, 03 Dec 2006 21:46:50 -0800

BECU. Definitely. They just started a program where you get 7.5% APR on $500 in your checking, and $500 in your savings. An added bonus, if you want to use http://wesabe.com to help manage your spending... BECU works perfectly with their system.

annie

Fri, 01 Dec 2006 11:17:05 -0800

For credit cards, USAA. If you've got the uniformed services hook-up.

terrell

Thu, 30 Nov 2006 20:02:10 -0800

I belong to Verity Credit Union and since they are part of the COOP network, you can use any ATM that says COOP on it free of charge. Every 7-11 in the city is a COOP ATM, so that's pretty convenient, plus you can use all the other credit union ATMs listed in the other comments. Oh yeah, anyone in Washington State can join Verity and "joining" just means opening up an account. Seriously, most larger Seattle credit unions offer all the products and services that banks do, but with better rates and lower fees. And the customer service rocks compared to banks.

Jack

Thu, 30 Nov 2006 12:39:37 -0800

Seattle Metropolitan Credit Union fo sho! Sure there's only a couple branches in the city, but they're on a network of ATMs (as mentioned above), so you can use any Credit Union ATM (ie. BECU) in the city, free of charge. The service is great, and if you overdraft, the charges are miniscule.

Finish Tag

Thu, 30 Nov 2006 11:54:28 -0800

Credit Unions for sure. Seattle Metropolitan and Group health are both good. Any one that is part of the "Co-op Network" will give you flexibility across the country ( including making deposits in ATMs and to real people). Also, Credit Unions used to be tricky to join, but aren't anymore.

Seth

Thu, 30 Nov 2006 10:26:33 -0800

Frontier Bank! With convenient locations next to the library and in like Marysville. I've never had any problems with them, they've never given me any bullshit overdrafts, when I send them a check to deposit it gets deposited, and I just found out I can download all my transactions into an Excel file, where I give each one a frivolity rating and then rank them to see how much money I completely throw away which should probably go to Darfur victims!

Christopher Michael

Thu, 30 Nov 2006 10:13:19 -0800

Arizona Federal Credit Union. Pretty sure that wouldn't work for you though. Although I've found that I prefer Credit Unions now over big banks any day of the week.